Erica Perugini

NMLS # 2166909

erica@platinummortgage.us

Erica Perugini

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What is Amortization and How Does It Affect My Equity?

What is Amortization and How Does It Affect My Equity?

For those stepping into the realm of home financing for the first time, the intricacies of mortgage terms can be perplexing. In this article, we'll embark on discussing the concept of amortization – a cornerstone principle in the world of mortgages

Sep 28, 2023 | Purchasing a Home

Navigating Your Home Loan Journey: Choosing the Right Mortgage Term

Navigating Your Home Loan Journey: Choosing the Right Mortgage Term

Are you dreaming of owning your very own slice of heaven – your own home? Well, guess what? The path to making that dream a reality involves some important choices, like picking the right mortgage term. A mortgage is like a magic key that unlocks yo

Sep 26, 2023 | Purchasing a Home

Repayment Options for VA Loans

Repayment Options for VA Loans

When it comes to buying a home, the mortgage choices can be as diverse as the neighborhoods themselves. One standout option designed to lend a hand to veterans, active-duty service members, and eligible spouses in their quest for homeownership is the VA h

Sep 21, 2023 | VA Loans

8 Ways to Identify a Mortgage Scam and Protect Yourself

8 Ways to Identify a Mortgage Scam and Protect Yourself

Getting that key to your dream home is like catching a glimpse of a shooting star – it is thrilling! But wait, the galaxy of the mortgage world has its share of tricky comets as well. These shady mortgage scams can transform your dream into a haunti

Sep 19, 2023 | Purchasing a Home

Understanding Debt-to-Income Ratio

Understanding Debt-to-Income Ratio

Buying a house is a big deal, and there's some key phrases that you need to know. You can conquer the world of real estate once you understand a powerful weapon in your financial arsenal: the "debt-to-income ratio." Don't let the jargon scare you –

Sep 14, 2023 | Purchasing a Home

How to Avoid Private Mortgage Insurance (PMI)

How to Avoid Private Mortgage Insurance (PMI)

Imagine you're on the edge of diving into homeownership—super thrilled to claim a piece of the real estate pie. But wait a minute! There's a sneaky hurdle called Private Mortgage Insurance (PMI) lurking in the shadows. Buckle up, because we're about

Sep 12, 2023 | Purchasing a Home

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